Whether you need a mortgage, want to borrow against an investment portfolio or need a personal loan, BancorpTrust advisers will work with you to understand your lending needs and offer sophisticated solutions.  We can arrange credit secured against most asset types to meet your individual requirements.


Our unsecured lending options include credit cards, charge cards, overdrafts and loans to meet your short-term borrowing needs. Your Private Banker will draw on specialist expertise from across the bank to help you achieve your objectives.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Over 18’s only. Credit is subject to status and approval.


We provide flexible mortgages, loans and overdrafts to help you buy, re-mortgage or improve residential or investment property, subject to eligibility criteria and status. Whether you want to purchase or develop your dream home or a buy-to-let portfolio, we can help with everything from short term bridging finance to developing an efficient financial structure for your investment properties.

To provide you with a better ability to plan for any property purchases we have developed a mortgage calculator that enables you to understand an indicative capacity to borrow, an understanding of the cost to borrow as well as the ability to understand the impact of an Offset Select mortgage.


Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.


For property purchases where this will become your primary residence, our mortgage solutions have been designed to help you act swiftly and effectively. Our Advisors will consider your entire financial position when making a recommendation to ensure the recommendation is tailored to you.


We provide buy-to-let mortgages that can be used for single or multiple purchases and we do not have a limit on the number of properties you can mortgage. BancorpTrust will consider your wider personal circumstances alongside rental income when assessing affordability helping you remain ahead in the real estate market.


Our Mortgage Advice Service will ensure that we recommend to you a mortgage that meets your needs.

Available for both residential or buy-to-let purposes, the BancorpTrust Offset Select mortgage provides you with the option to use deposits in US Dollar or Euro to offset the mortgage balance you are charged interest on. These deposits don’t have to be in your name as the borrower but can also be provided by a BancorpTrust-banked family member or third party. Both the main borrower and third parties can access their funds at any time, and they will work to offset your mortgage the moment they are deposited in the account. Additionally you are free to pay off your mortgage, either in part or full, without any early repayment charges.




For those individuals for whom the unusual is the usual and where deep market knowledge and flexibility of approach are essential, BancorpTrust can structure solutions tailored to your unique circumstances. From providing lending for equity partnerships, utilising our expertise with alternative securities or working across jurisdictions to bridge a pressing lending need, we pride ourselves on being able to provide a solution that is right for you. 


For more information about our
services, please speak to your
adviser or call +1-610-994-3266


Please get in touch online or call
+1-610-994-3266 to find out more
about our services.

Calls may be recorded.